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Insurance for writers: Editor's Notes #197
October 31, 2015
Hello,

[A less experienced editor] will say "no" to a manuscript because it's not very good, whereas we will read a manuscript for what it could be.
-- Mary Schendlinger


In this issue:

1. Insurance for writers
2. Tickled my funnybone
3. Interesting Web site
4. Writing prompt

1. Insurance for writers
My house insurance comes due every October 31. This year, an enclosure with my invoice warned that if I worked from home, I needed extra insurance. I picked my jaw off the ground and went to the broker's office.

After a good deal of negotiating, I am covered with a small investment.

It had never occurred to me to worry about "business insurance" for writing or editing until I read the notice I received, and many who read this newsletter will not need anything. It is, however, worth checking because if you ever make a claim and the company discovers that you have made money from home without telling the insurance company, you may not be covered at all.

If you self-publish and have an inventory of books stored in your house or garage, run, don't walk, to check if you need to upgrade your home insurance.

If you rent, this applies to you, too. Ask if you have to add to your policy if you are writing from home.

Checking will give you peace of mind.

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2.Tickled my funnybone
Toilet out of order. Please use floor below.

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3. Interesting Web site
Brain Pickings has many articles on creativity of interest to writers. One warning: The site asks for donations based on the fact that there are no ads on the site. Although I saw no ads, there are affiliate links to books, which means that the site owner has the potential of making money from the sale of those books. Of course, you are always free to make donations in any case.
https://www.brainpickings.org/

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4. Writing prompt
You bought a used computer. The previous owner thought it had been wiped clean, but it wasn't. Over to you.

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